Is there a conspiracy against our education?

Have you ever wondered why our school system focuses mainly on teaching us how to get a good job but not so much on how to own and/or create these jobs?  And yes, I agree, not everyone wants to be a boss.  And yes, it is very possible to achieve your dream by working for someone else, but that is not what this article is about.

Has our education system been manipulated?  Is it deliberate that we do not learn about the fundamentals of money at school?  If we learnt about how money works at

Image courtesy of www.freedigitalphotos.net

an earlier age, would so many of us be carrying so much bad debt?

Our school system was not designed to support the concept that each and every one of us can be financially free.  Some may even laugh and call this concept ludicrous.

Is it time for an educational reform towards financial education in schools?  If we do not reform in this direction is it that we’ll continue to set our children up for failure by not giving them the necessary tools?

If we had learnt more about money in school would we be living in fear that we might lose our jobs? 

Is it that we have given up our freedom for a steady income?  Is this also the reason why some of us expect the government and/or our employer to solve our financial problems?

Ask yourself these questions: “How knowledgeable am I about money, taxes, debt, inflation and retirement?”, “Do I know how these forces affect my life?”

How interested are you in money?  Some of us will say that we have no interest in money and that money is not all that important.  Some of us will use 1 Timothy 6:10 to justify this position –

“For the love of money is a source of all kinds of evil.  Some have been so eager to have it that they have wandered away from the faith and have broken their hearts with many sorrows.” (GNT)

We should not delude ourselves about money – it is very difficult to live without it – try functioning without a source of income if you are in doubt.

 In Ecclesiastes 10:19, King Solomon said

 “Feasting makes you happy and wine cheers you up, but you can’t have either without money.” (GNT)

 Then, if money is a fact of life and an imperative element to our survival, why then aren’t we teaching more about financial literacy in our schools?

So again I ask – is there a conspiracy against our education?

You decide.

–Kaynijo

 

 

The Retirement Money Myth

Millions upon millions of Americans who are part of the baby boomer generation will retire over the next decades. But are they ready? Most people assume they will spend less in retirement, but the true numbers tell a different story. How will this affect your financial future?

Read the full article here: The Retirement Money Myth.

 

It’s Easy To Do What Successful People Do

Posted on: Tuesday, January 21, 2014

Written by: Robert Kiyosaki

Read full article here: It’s Easy To Do What Successful People Do.

 

 

Why being is more important than doing

Doing what successful people do is easy. One of the reasons there are so many wealthy people who didn’t do well in school is because the “to-do” part of becoming wealthy is simple. You don’t have to go to school to become rich. The “to-do” part of becoming rich is definitely not rocket science.

Think and Grow Rich by Napoleon Hill is a classic book I read when I was younger. I recommend that you read it as well. There’s a reason why the book starts with “think” in the title instead of “work hard” or “get a job.” The fact is that the people who simply work the hardest are not the ones who become financially free. Instead, you must learn to think differently than others, to not go along with the crowd.

Read full article here: It’s Easy To Do What Successful People Do

What if…?

What if we could stop the mayhem and the nightmare?

What if we could taste the magic again?

Through the hustle and bustle of morning traffic, I chose not to do my usual “…really so much traffic, do I reaaaalllllllly need to be doing this…” speech and tried to view life through a different lens. And what an adventure it was!

Imagine what a different world this would be if each and every one of us engaged our brains; generated our edge even

– oh what endless possibilities would exist!  I will go further and say that life would not feel so much like an empty land.

I reaffirmed that choice is a beautiful thing and it is indeed possible to say yes in paradise. 

Personally, I knew it was all up to God and my faith and trust in Him.  He continues to show me on a daily basis how to put my best life forward. 

His love is as nurturing as a father’s and mother’s love.  His love endures forever and not just for 40-50 years like a roof made with wallaba or turada shingles.

He helps me to lime for living everyday.

When I am lost, tired, weary, trampled down, or just plain and simple – cyan bada [Jamaican patios which may be translated “not in the mood”], I try to always look up.  After all, millions of dreams need strong shoulders.

Be blessed.

–Kaynijo

Promise yourself…

This one was given to me by Horatio.  He received it at a Church School Ministry seminar that he attended.  He took the liberty of making copies so that he could share it with as many persons as possible…

 

The Optimist Creed

Promise Yourself…

To be so strong that nothing can disturb your peace of mind.

To talk health, happiness and prosperity to every person you meet.

To make all your friends feel that there is something in them.

To look at the sunny side of everything and make your optimism come true.

To think only of the best, to work only for the best, and to expect only the best.

To be just as enthusiastic about the success of others as you are about your own.

To forget the mistakes of the past and press on to the greater achievements of the future.

To wear a cheerful countenance at all times and give every living creature you meet a smile.

To give so much time to the improvement of yourself that you have no time to criticize others.

To be too large for worry, too noble for anger, too strong for fear, and too happy to permit the presence of trouble.

http://www.optimist.org/e/creed.cfm

Leaving The City Of Regrets

By

Larry Harp

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I had not really planned on taking a trip this time of year, and yet I found myself packing rather hurriedly. This trip was going to be unpleasant and I knew in advance that no real good would come of it. I’m talking about my annual “Guilt Trip.” 

I got tickets to fly there on Wish I Had airlines. It was an extremely short flight. I got my baggage, which I could not check. I chose to carry it myself all the way. It was weighted down with a thousand memories of what might have been. No one greeted me as I entered the terminal to the Regret City International Airport. I say international because people from all over the world come to this dismal town.

As I checked into the Last Resort Hotel, I noticed that they would be hosting the year’s most important event, the Annual Pity Party. I wasn’t going to miss that great social occasion. Many of the towns leading citizens would be there.

First, there would be the Done family, you know, Should Have, Would Have and Could Have. Then came the I Had family. You probably know ol’ Wish and his clan. Of course, the Opportunities would be present, Missed and Lost. The biggest family would be the Yesterday’s. There are far too many of them to count, but each one would have a very sad story to share.

Then Shattered Dreams would surely make and appearance. And It’s Their Fault would regale us with stories (excuses) about how things had failed in his life, and each story would be loudly applauded by Don’t Blame Me and I Couldn’t Help It.

Well, to make a long story short, I went to this depressing party knowing that there would be no real benefit in doing so. And, as usual, I became very depressed. But as I thought about all of the stories of failures brought back from the past, it occurred to me that all of this trip and subsequent “pity party” could be canceled by ME! I started to truly realize that I did not have to be there. I didn’t have to be depressed. One thing kept going through my mind, I CAN’T CHANGE YESTERDAY, BUT I DO HAVE THE POWER TO MAKETODAY A WONDERFUL DAY. I can be happy, joyous, fulfilled, encouraged, as well as encouraging. Knowing this, I left the City of Regret immediately and left no forwarding address. Am I sorry for mistakes I’ve made in the past? YES! But there is no physical way to undo them.

So, if you’re planning a trip back to the City of Regret, please cancel all your reservations now. Instead, take a trip to a place called, Starting Again. I liked it so much that I have now taken up permanent residence there. My neighbors, the I Forgive Myselfs and the New Starts are so very helpful. By the way, you don’t have to carry around heavy baggage, because the load is lifted from your shoulders upon arrival. God bless you in finding this great town. If you can find it — it’s in your own heart — please look me up. I live on I Can Do It Street.

Adversity’s lesson of Hope

Is it normal to hear the words adversity and hope in the same sentence?

Freedictionary.com defines the word hope as follows:

“1. To wish for something with expectation of its fulfillment.

2. Archaic To have confidence; trust.”

It may be argued that the dictionary meaning of hope and the biblical definition are not one of the same.  One biblical meaning is as follows:

“confident expectation

Hope is a firm assurance regarding things that are unclear and unknown.”

2010 did not unfold how I envisioned.  I had my priorities all wrong. Nowhere in my 2010 recipe was God my main ingredient. Boy oh boy, did I make a blunder.

The fantastic news is this – owing to the Blood of Jesus, I get another chance!

Let’s try and put some perspective on the statement above.  Now, I’ve always heard this statement, however, it was not until January 2011 when I really got a deeper meaning and understanding of this statement, thanks to Creflo Dollar.

He has been doing a series on The Blood of Jesus.  Most of us have heard about the Adam and Eve saga.  They both ate the forbidden fruit and were sentenced to a life of sin thereafter.  Now hands down, we are all sinners – day in day out we all commit some kind of sin. Now, owing to the fact that the blood of Jesus was shed, we get several chances to try and get it right. Adam and Eve had one chance, and they blew it.  Owing to the blood, we stand a better chance than they did.

It’s never too late, hope can always be renewed.

–Kaynijo

Related content:

Adversity is a GREAT teacher

My Lessons from Adversity

 

The Rich Woman Message – the message of W.O.W. (Women of Worth)

“I feel the timing of the Rich Woman message and philosophy is more important today than ever before for women throughout the world.  Why?  Because the world is so different today for women as compared to our mother’s, our grandmother’s and our great-grandmother’s generation.  The rules, specifically around money and a woman’s financial well-being, have changed.”

(Page 3 of Rich Woman by Kim Kiyosaki)

“I think what most of us women want when it comes to finances is peace of mind.  We want to know that whatever may happen in our lives, financially, we can deal with it.  It won’t matter whether the markets are up or the markets are down because we will have the knowledge and experience to handle whatever comes our way.  That is peace of mind.”

(Page 4 of Rich Woman by Kim Kiyosaki)

The Rich Woman message was designed to be a wake-up call for women and a call to action – not only to the need for financial education, but to the value of a community of women across the globe who support and encourage one another to realise their financial goals and dreams.

Last night, I finally got to see Tyler Perry’s “For Colored Girls”, and in the midst of all the drama, if there is only but one thing that I took away from that movie it’s this…

“As women, we give up so much at times.”

When a woman knows that she can take care of herself financially, her self-confidence soars!

Don’t have the first dime, not to worry – it begins with having the correct mindset.  Let us lead by example and find the Rich Woman in us!

–Kaynijo